Senior Mortgage Underwriter

Up to £50000 per annum + benefits | Leeds, West Yorkshire

Job Title: Senior Underwriter

Location: Leeds with hybrid working

Salary: Up to £50,000

Working Hours: Monday to Friday – 9am-5.30pm

Benefits: TBC

About the role of Senior Underwriter

This role is one of the first hires in a new mortgage lending business, specialising in shared ownership. The successful applicant will have the opportunity to use their experience to build a “best in class” proposition, supporting customers in a high growth segment – and ultimately helping them get on the property ladder. This is a chance to join the team at an early stage, and to get involved in creative design and implementation activity.

Responsibilities for the role of Senior Underwriter

  • Assessing shared ownership applications and delivering customer outcomes to intermediaries
  • Make suggestions for improvements to processes to enhance service and efficiency
  • Develop positive working relationships with colleagues, coaching and supporting underwriters in delivering all outcomes to brokers
  • Ensure relevant documentation and information received is checked for adherence to policy and criteria
  • Deal with enquiries effectively, accurately, and professionally, delivering excellent customer service.
  • Apply all aspects of the desired consumer outcomes of Treating the Customer Fairly (TCF)
  • Good attention to detail. Right first-time approach
  • Overseeing applications through to offer stage
  • Building a close relationship between Product, Credit Risk and Distribution to consider ongoing improvement to the credit risk framework to support the mortgage journey for customers and intermediaries
  • Ability to provide excellent rationale to support customer outcomes outside of lending criteria, reviewing referrals from underwriters with a lower mandate
  • Carrying out checks on the applicants and properties, assessing their suitability for the loan
  • Ability to review and interpret a credit file
  • Excellent communication skills with the ability to build relationships with colleagues, intermediaries, internal stakeholders, solicitors, valuers and other third parties

Experience required for the role of Senior Underwriter

  • Min 5 years underwriting experience within Shared Ownership is essential
  • Experience of producing work to an elevated level of accuracy
  • Self-motivation with the ability to prioritise own daily and weekly caseload and support underwriters to manage theirs
  • Evidence of strong analytical skills and experience of using data to support sound decision making to provide good customer outcomes
  • Experience and knowledge of shared ownership or specialist mortgage lending is essential
  • Self-starter who can operate independently and as part of a team, confidently in the fast-moving environment of a start up

For more information regarding the role of Senior Underwriter please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days

Apply for this job

Note: CV uploads must be PDF or MS Word format, 2MB max size
Fields with * are required
I consent to storing and processing my personal data as outlined on the 'How manages and uses your personal data' page.

emailSubscribe to our newsletter and stay up to date with everything Stellar Select