Senior Credit Risk Analyst

£55000 - £60000 per annum + benefits, bonus | Bracknell, Berkshire

Job Title: Senior Credit Risk Analyst

Location: Bracknell

Salary: Up to circa £60,000 plus benefits and bonus

Benefits:

  • 25 Days holiday
  • Healthcare
  • Life Assurance 4 times salary
  • Pension (contributory)
  • Discretionary bonus scheme
  • Free onsite parking
  • Voluntary Benefits – benefit from the corporate rates
  • Denplan
  • Healthshield
  • Childcare Vouchers

About our client

We have a superb opportunity for a Senior Credit Risk Analyst. Our client is a specialist mortgage lender offering a wide range of But to Let mortgages and are particularly experienced in the portfolio landlord market.

About the role of Senior Credit Risk Analyst

As a key member of the credit risk team, the role holder will assist with the development and enhancement of a suite of credit models, tools and analytics for mortgage lending through the credit cycle, leveraging the company’s extensive historical performance data. This role offers significant exposure and opportunity for progression give interaction at senior levels within the organisation.

Responsibilities and Experience required for the role of Senior Credit Risk Analyst

  • Deliver scalable analytics utilising large historical datasets and credit reference data to deliver lending strategies, product and pricing initiatives
  • Assist in the production of credit committee deliverables and monthly reporting cycles
  • Deliver enhancement to the approach to forecast provisions under IFRS 9
  • Documentation and presentation of results, including technical specifications
  • Assist in ad-hoc production of loss forecasting and credit behavioural assumptions underlying portfolio valuations and securitisations
  • Mentor and develop junior members of the team to deliver high quality and output in a timely manner
  • Help manage the relationship with third party data providers (credit reference agencies, automated valuation models, etc)
  • Work collaboratively across the organisation to identify and develop new lending opportunities
  • Strong analytical and problem-solving skills, thorough understanding of the mortgage market and product lifecycle
  • Delivery focused individual with the ability to contribute “hands on” to strategic initiatives
  • The ability to coach and manage workflow for junior analysts
  • Financial services experience within credit risk or a similar function
  • Strong numeracy skills. A degree or equivalent in a numerate discipline (for example maths, statistics, sciences, engineering, operational research and Physics) is preferable
  • Advanced programming skills in at least one of SAS, SQL or R
  • Experience in the development of cash flow models for calculating risk adjusted returns
  • Knowledge of PD, EAD and LGD models specifically for mortgages would be a distinct advantage

For more information regarding the role of Senior Credit Risk Analyst please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days

Apply for this job

Note: CV uploads must be PDF or MS Word format, 2MB max size
Fields with * are required
I consent to storing and processing my personal data as outlined on the 'How manages and uses your personal data' page.

emailSubscribe to our newsletter and stay up to date with everything Stellar Select