Mortgage Underwriter – Part Time

£40,000 per annum | Bracknell

Job Title: Part Time Mortgage Underwriter

Location: Bracknell

Salary: £30,000 – £40,000 depending on experience and competitive benefits package

Working Hours: Will need to work a minimum of 21 hours per week but otherwise flexible

Benefits: 

  • 25 Days holiday
  • Healthcare
  • Life Assurance 4 times salary
  • Pension (contributory)
  • Discretionary bonus scheme
  • Free onsite parking
  • Onsite restaurant
  • Dental insurance
  • Health shield

 

About the role

We now have a new opportunity within a Mortgage Underwriter role offering up to £40,000 with our client, who are an established specialist Buy-to-let and Residential Lending Business. The role holder will be responsible for consistently providing an effective and efficient mortgage underwriting service from application to completion, underwriting mortgage applications within lending policy and approved lending mandate.

Responsibilities and Experience required for the role of Part Time Mortgage Underwriter

  • Maintain the quality of the overall mortgage book by exercising an underwriting mandate in a way that demonstrates strong credit assessment skills
  • Exceptional attention to detail, ensuring all applications are underwritten within internal policies, procedures and criteria as well as remaining compliant with all applicable regulatory guidelines
  • Provide recommendations for applications outside of mandate ensuring all cases hold a robust documented rationale for the lending decision
  • Developing and maintaining key relationships with internal and external business partners and customers
  • Meet key performance indicators and service levels by working to agreed objectives and deliverables
  • Proactive and positive communicator, who is naturally organised, enjoys achieving stretching targets
  • Maintain up to date awareness of current market, financial and regulatory requirements
  • Telephone call handing, including Business to Business with Packagers, Brokers and Solicitors
  • Assess decision in principle and full mortgage applications through all key stages and make strong recommendations for lending
  • Carry out any tasks or activities required by Manager
  • Experience gained ideally within both Buy-to-Let and Residential underwriting is a preference
  • Current underwriting mandate holder within a mortgage lender environment, preferably covering specialist lending which will include complex lending structures
  • Understands all key elements and stages of mortgage applications at every level of the process
  • Strong understanding of regulatory landscape, DPA, Money Laundering, TCF, MCOB, Fraud aware
  • Approachable, bright and with a sense of humour, able to remain calm when working under pressure
  • Dynamic and enthusiastic, with a strong desire to achieve
  • Strong decision making and organisation skills.
  • Ability to work to strict deadlines whilst maintaining a good level of productivity
  • Enjoys working in a busy, lively environment and has the ability to adapt quickly and effectively to change
  • PC literate with knowledge of Microsoft office products and outlook
  • Pro-active and alert to making suggestions for process and system improvements
  • CeMap preferable or happy to study towards qualification
  • You will also need to be available on a full time basis for the initial 3 weeks to be able to attend company induction

 

For more information regarding the role of Part Time Mortgage Underwriter please contact us on 0333 1234 101

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business day

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